Resources & Guides
Plain-language guides on buying, selling and owning property in Ontario, from Sarkaria Sethi LLP.
Quick reference
$4,000
Ontario land transfer tax refund for eligible first-time buyers
Read the guide →
$4,475
Toronto municipal land transfer tax rebate for eligible first-time buyers
Read the guide →
1.5% to 4%
Typical closing costs as a share of the purchase price
Read the guide →
18 months
Time to claim a first-time buyer refund you missed at closing
Read the guide →
Start here
The three guides most buyers need first
Taxes
Land Transfer Tax in Ontario: Rates, Who Pays and Rebates (2026)
Rates, who pays, first-time buyer refunds and worked examples.
Closing costs
How to Calculate Closing Costs in Ontario
A step-by-step way to estimate what you will owe on closing day.
Legal fees
Real Estate Lawyer Fees in Ontario: What You Pay and What Is Included
What a flat fee covers and which costs are charged separately.
01
Taxes, fees and closing costs
What you will pay when you buy, and when you pay it.
Land Transfer Tax in Ontario: Rates, Who Pays and Rebates (2026)
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Land Transfer Tax Toronto: 2026 Rates, Rebates and a Worked Example
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Closing Costs in Ontario: A 2026 Guide for Toronto Home Buyers
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How to Calculate Closing Costs in Ontario
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Real Estate Lawyer Fees in Ontario: What You Pay and What Is Included
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02
Buying a home
From the first offer to the day you get your keys.
First-Time Home Buyer Lawyer in Toronto: Your 2026 Legal Checklist
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The Agreement of Purchase and Sale in Toronto: Why You Need a Lawyer Before You Sign
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Finalizing the Deal: What Your Real Estate Lawyer Does on Closing Day in Toronto
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Title Insurance vs. Survey: What Every Ontario Homeowner Needs to Know in Toronto & the GTA
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Why "Clear Title" Is More Than Just a Legal Term in the GTA
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Condo Status Certificate: 5 Red Flags Every Toronto Buyer Should Check
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03
Owning, sharing and transferring property
Co-owners, family transfers and property lines.
04
When a deal goes wrong
Your options when a sale falls through or a property has a hidden problem.
05
Commercial and landlords
Leases and rental rules for businesses and landlords.
Need more than a guide?
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